參加(jia)社(she)(she)(she)會保(bao)險是用人(ren)單位(wei)的(de)(de)(de)責任和(he)義(yi)(yi)務、也是職(zhi)工(gong)(gong)(gong)的(de)(de)(de)權利與義(yi)(yi)務。但(dan)是，有(you)些單位(wei)由于一時(shi)經營困難、資金周轉(zhuan)緊張、同時(shi)鑒于新入職(zhi)員工(gong)(gong)(gong)試用期(qi)不(bu)穩定流失(shi)率高等原因(yin)，一時(shi)不(bu)能或不(bu)想參加(jia)社(she)(she)(she)會保(bao)險的(de)(de)(de)五個險種（養老、醫療、工(gong)(gong)(gong)傷(shang)、生育、失(shi)業），但(dan)又迫(po)切(qie)要(yao)求(qiu)參加(jia)社(she)(she)(she)會保(bao)險的(de)(de)(de)工(gong)(gong)(gong)傷(shang)保(bao)險，以******限(xian)度地規避用工(gong)(gong)(gong)風險。為此，我司社(she)(she)(she)保(bao)代(dai)理中(zhong)心在得(de)政府社(she)(she)(she)保(bao)經辦機構理解、支持的(de)(de)(de)情(qing)況下，同意有(you)選擇地允許部份用人(ren)單位(wei)和(he)職(zhi)工(gong)(gong)(gong)參加(jia)社(she)(she)(she)會保(bao)險的(de)(de)(de)工(gong)(gong)(gong)傷(shang)保(bao)險（簡稱(cheng)“單繳工傷險”或“單工”），以******限度支持企業的發展、關心職工的權益。 現就“單繳工傷險”或“單工”服務相關政策、知識及業務辦理須知，宣傳如下：
一(yi)、單(dan)繳工傷險的好(hao)處
1、極(ji)(ji)大(da)地降低了(le)企(qi)(qi)業(ye)的用(yong)(yong)工(gong)(gong)成(cheng)(cheng)本：一般企(qi)(qi)業(ye)在員(yuan)工(gong)(gong)入(ru)職后，要及時每(mei)月為員(yuan)工(gong)(gong)繳交(jiao)幾百(bai)上千的社保(bao)(bao)費用(yong)(yong)（五險），極(ji)(ji)大(da)地增加了(le)企(qi)(qi)業(ye)用(yong)(yong)工(gong)(gong)成(cheng)(cheng)本，如果能暫時只購買工(gong)(gong)傷保(bao)(bao)險，那(nei)將極(ji)(ji)大(da)地降低了(le)用(yong)(yong)人單(dan)位的社保(bao)(bao)成(cheng)(cheng)本支出、降低了(le)用(yong)(yong)工(gong)(gong)成(cheng)(cheng)本。
2、極大地規避(bi)了企(qi)業(ye)(ye)的(de)用工(gong)(gong)(gong)(gong)風(feng)險：企(qi)業(ye)(ye)員工(gong)(gong)(gong)(gong)入職(zhi)后，因為員工(gong)(gong)(gong)(gong)年(nian)齡(ling)小，一(yi)時沒有養老、醫療、失(shi)業(ye)(ye)、生育的(de)強烈要求，所以沒有參加(jia)這“四(si)險”的(de)緊迫性(xing)，但是，工(gong)(gong)(gong)(gong)作、生產過程(cheng)的(de)意外工(gong)(gong)(gong)(gong)傷（工(gong)(gong)(gong)(gong)亡）事故(gu)卻是誰也(ye)難(nan)以預料(liao)的(de)事情，如果不參加(jia)工(gong)(gong)(gong)(gong)傷保險，一(yi)旦(dan)出現(xian)工(gong)(gong)(gong)(gong)傷（工(gong)(gong)(gong)(gong)亡），企(qi)業(ye)(ye)需要付出最高幾十(shi)萬的(de)賠償損失(shi)，因此，用工(gong)(gong)(gong)(gong)風(feng)險、勞(lao)資糾(jiu)紛讓許多企(qi)業(ye)(ye)不寒而栗。所以，用人單位(wei)迫切(qie)要求“單工(gong)(gong)(gong)(gong)”，單買(mai)工(gong)(gong)(gong)(gong)傷險每(mei)月僅需20元(yuan)左右的(de)社保成本，即可******力度的(de)降低(di)企(qi)業(ye)(ye)用工(gong)(gong)(gong)(gong)成本，又規避(bi)了企(qi)業(ye)(ye)的(de)用工(gong)(gong)(gong)(gong)風(feng)險、勞(lao)資糾(jiu)紛。
3、較(jiao)好地(di)維護了職(zhi)工(gong)(gong)(gong)(gong)的(de)合法權益：如果職(zhi)工(gong)(gong)(gong)(gong)參加了工(gong)(gong)(gong)(gong)傷保險，一旦發生事故，由當地(di)勞動(dong)(dong)保障行(xing)(xing)(xing)政(zheng)部門依法進(jin)行(xing)(xing)(xing)工(gong)(gong)(gong)(gong)傷認定(ding)(ding)。確定(ding)(ding)是工(gong)(gong)(gong)(gong)傷的(de)，由政(zheng)府勞動(dong)(dong)鑒(jian)定(ding)(ding)機構對工(gong)(gong)(gong)(gong)傷職(zhi)工(gong)(gong)(gong)(gong)的(de)傷殘(can)情況進(jin)行(xing)(xing)(xing)等(deng)級鑒(jian)定(ding)(ding)，并(bing)由政(zheng)府社會保險部門按規(gui)定(ding)(ding)進(jin)行(xing)(xing)(xing)賠償。這樣，就(jiu)能較(jiao)好地(di)維護企業職(zhi)工(gong)(gong)(gong)(gong)的(de)合法權益，較(jiao)好地(di)解決企業和職(zhi)工(gong)(gong)(gong)(gong)的(de)后顧之憂。
二、我司單繳工傷險的優勢
1、專項專班操作(zuo)“單工”業(ye)(ye)務。我司開展“單工”業(ye)(ye)務3年多來，一直專項專班專人操作(zuo)，從開戶、增員(yuan)、繳存、處理(li)事故(gu)、申報、到(dao)結算(suan)、善(shan)后(hou)服務，都是實行專員(yuan)負責。
2、靈活制定客戶(hu)“個性(xing)”方(fang)案。根據(ju)客戶(hu)行業種類、用工性(xing)質，在合作時間結點、繳(jiao)費基數及比例、優惠服(fu)務費用等方(fang)面(mian)靈活制定合作方(fang)案，******限度幫助客戶(hu)和參保(bao)職工。
3、業(ye)(ye)務(wu)操作專業(ye)(ye)快(kuai)捷優質(zhi)。確保(bao)業(ye)(ye)務(wu)操作專業(ye)(ye)、快(kuai)捷、有效、優質(zhi)。業(ye)(ye)務(wu)操作確保(bao)做到：正常情況，當月(yue)(yue)截(jie)止時(shi)間（每月(yue)(yue)20日）前收到名單(dan)(dan)，次(ci)月(yue)(yue)25日前完成申報、增員、繳(jiao)費；特殊情況（特別約定），當月(yue)(yue)異動如(ru)需在(zai)當月(yue)(yue)增員，在(zai)我們每個月(yue)(yue)繳(jiao)費前（20號前）報名單(dan)(dan)和資(zi)料(liao)齊全，可以在(zai)3天之內第一時(shi)間增員。
4、努力(li)降低工傷(shang)保險費(fei)(fei)用。可(ke)(ke)根(gen)據操作地的(de)參保情況(kuang)，根(gen)據行業性質(zhi)，盡可(ke)(ke)能降低客戶繳(jiao)交額度，降低工傷(shang)保險費(fei)(fei)繳(jiao)交成本(ben)。